Does paying off credit cards every month reduce your chances of getting a credit line increase?
My credit score is 702 and I pay off my credit cards every month. I called VISA to see if I can get an increase in my credit limit and they denied me. They said the reason for the decline was ACCOUNT ULTILIZATION. Does anyone know what that means.
Actually, that usually means you are using too much of your credit line.
Paying it off each month does not reduce your chance to get a credit line increase.... it's very good to do that.
Radiohead - House of Cards
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